Privacy Policy

Revised October 2018

What Does the Bank Do WIth Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • – Social Security number
  • – Income
  • – Account Balances
  • – Payment History
  • – Transaction History
  • – Transaction or Loss History

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes…
…such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Q. Does First Bank Share This? A. Yes. Q. Can I limit this sharing? A. No.

For our marketing purposes…
…to offer our products and services to you. | Q. Does First Bank Share This? A. Yes. Q. Can I limit this sharing? A. No.

For joint marketing with other financial companies… | Q. Does First Bank Share This? A. Yes. Q. Can I limit this sharing? A. No.

For our affiliates’ everyday business purposes -information about your transactions and experiences | Q. Does First Bank Share This? A. No. Q. Can I limit this sharing? A. We don’t share.

For our affiliates’ everyday business purposes…
…information about your creditworthiness | Q. Does First Bank Share This? A. No. Q. Can I limit this sharing? A. We don’t share

For our affiliates to market to you | Q. Does First Bank Share This? A. No. Q. Can I limit this sharing? A. We
don’t share

For nonaffiliates to market to you | Q. Does First Bank Share This? A. No. Q. Can I limit this sharing? A. We don’t share

Questions?

Call 800-918-2856 or go to www.firstbankms.com

Who We Are

Q. Who is providing this notice? A. First Bank

What Does the Bank Do With Your Personal Information?

How does First Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Bank collect my personal information?

We collect your personal information, for example, when you

  • – Open an account
  • – Deposit Money
  • – Pay Your Bills
  • – Apply for a Loan
  • – Make Deposits or Withdrawals from your Account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • – sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • – affiliates from using your information to market to you
  • – sharing for nonaffiliates to market to you
  • – State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • – First Bank does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • – First Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • – Our joint marketing partners include debit card rewards program vendor and insurance companies.

Other Important Information

For Mississippi customers:

We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

First Bank wants our customers to understand our commitment to privacy issues. This privacy policy will be made available at all banking locations for distribution to our customers upon their request, and will be provided at the time of establishment of the customer relationship, and will be provided thereafter anytime if we make a change to our privacy policy. This privacy policy will always be accessible from the bank’s website.