Time Deposits
Investment Account
Make deposits now and enjoy the benefits of investing over time.
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Time Deposits Account

OVERVIEW

Investing through time deposits is a great way to let your money grow over time. With terms ranging from six months to five years, you can leverage the power of time to earn money.

CD TERMS

6 months
12 months
18 months
24 months
36 months
48 months
60 months

Contact us for current interest rates.

COMPOUNDING

6 months – interest compounds on maturity
12 months – 60 months – interest compounds quarterly

INTEREST PAYMENT

6 months – paid on maturity by check or direct deposit
12 months – 60 months – paid monthly, quarterly, semi-annually, or annually by check or direct deposit

EARLY WITHDRAWAL PENALTY

6 month term: 3 months interest at your current rate
12 month term: 3 months interest at your current rate
18 month – 60 month terms: 6 months interest at your current rate

HOW TO OPEN

Call 601-684-2231 to open an account today, or chat with one of our bankers here.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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SAVINGS

You work hard to make your money work for you. With First Bank, every save is a good save.

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CONNECT WITH A BANKER