You're allowed to make this easy!

In a complicated world, keep your finances blissfully simple. We have checking accounts for every age and every stage. This is your life, and these are your finances.

Club Checking

Opening Balance: $50

Monthly Service Charge Fee: $7

Paper Statement Fee: $3 per month^(1,2)

As you move through life, you need an account that grows with you. With our Club Checking account, next-level finances are the norm! Club Checking includes all of the bells and whistles for First Bank customers who love living life to the fullest. First Bank is right in step with you!

Features

Mastercard^® Debit Card⁽³⁾
Enhanced security with Card Freeze™
Card Verifi™ Fraud Protection
Mobile Banking & On the Go Deposits⁽⁶⁾
Online Banking with Bill Pay⁽⁶⁾
Free eStatements⁽⁴⁾

Additionally

$5,000 AD&D Insurance^(4,5,12,13)
3-in-1 Credit File Monitoring^(4,12)
Up to $5,000 ID Theft Expense Reimbursement^(4,12)
$1,000 Grocery Coupon Book^(4,12)
Cash Back Member Rewards^(4,12)
Up to $400 Cellular Telephone Protection^(4,12)
Travel and Leisure Discount Membership^(4,12)
Discount on Safe Deposit Box Rental⁽⁷⁾
And More! Click HERE for details.

Interest Checking

Opening Balance: $50

Monthly Service Charge Fee: $10⁽⁸⁾

Paper Statement Fee: $3 per month^(1,2)

When you’re ready to take your next financial step, choose an account that rewards you for your balanced finances. With Interest Checking, you can earn money on your checking account as long as you maintain a minimum daily balance of $5,000 in the account. In other words, staying on top of your finances is in your best interest!

Features

Mastercard^® Debit Card⁽³⁾
Enhanced security with Card Freeze™
Card Verifi™ Fraud Protection
Mobile Banking & On the Go Deposits⁽⁶⁾
Online Banking with Bill Pay⁽⁶⁾
Free eStatements⁽⁴⁾

Simple Checking

Opening Balance: $50

Monthly Service Charge Fee: $6⁽⁹⁾

Paper Statement Fee: $3 per month^(1,2)

Everyone’s journey is different, but we all have to start somewhere! Simple Checking allows you to manage your money and keep it safe. Enjoy Card Verifi™ fraud protection, Mastercard^®Debit Card with Card Freeze, and more! No matter where you are on your financial journey, Simple Checking gives you a foundation you can build on with confidence.

Features

Mastercard^® Debit Card⁽³⁾
Enhanced security with Card Freeze™
Card Verifi™ Fraud Protection
Mobile Banking & On the Go Deposits⁽⁶⁾
Online Banking with Bill Pay⁽⁶⁾
Free eStatements⁽⁴⁾

Student Checking

Opening Balance: $50

No Monthly Service Charge Fee⁽¹⁰⁾

Paper Statement Fee: $3 per month^(1,2)

We remember what it’s like to be young and on the verge of the rest of your life. Don’t stress: we’re here to help you handle your funds. Our Student Checking account is designed to fit your life as you juggle money, studies, new friends, and everything else high school and college offers! Be smart, keep climbing, and remember that First Bank is in your corner.

Features

Mastercard^® Debit Card⁽³⁾
Enhanced security with Card Freeze™
Card Verifi™ Fraud Protection
Mobile Banking & On the Go Deposits⁽⁶⁾
Online Banking with Bill Pay⁽⁶⁾
Free eStatements⁽⁴⁾

Additionally

Complimentary Cell Phone Protection^(4,12)
Waived Foreign ATM fees⁽¹¹⁾

^{The Student Checking account will automatically convert to a Simple Checking account in the month following the date of the accountholder's 25th birthday.}

Life Checking

Opening Balance: $50

No Monthly Service Charge Fee⁽¹⁰⁾

Paper Statement Fee: $3 per month^(1,2)

We all have busy schedules and jam-packed lives. First Bank wants you to live freely while you stay on top of your financial goals. At First Bank, we understand that life happens, and we’re here to help make banking a seamless, stress-free part of your life.

Features

Mastercard^® Debit Card⁽³⁾
Enhanced security with Card Freeze™
Card Verifi™ Fraud Protection
Mobile Banking & On the Go Deposits⁽⁶⁾
Online Banking with Bill Pay⁽⁶⁾
Free eStatements⁽⁴⁾

the finer print...

^{(1) The Paper Statement Fee will be added to the Monthly Service Charge Fee on the periodic account statement.}

^{(2) There is no fee for Electronic Statements (eStatements).}

^{(3) The issuance of a MasterCard® Debit Card is subject to approval. First Bank reserves the right to deactivate and/or close the card at its sole discretion. A fee to replace a lost or damaged MasterCard® Debit Card may be assessed. Please refer to the Fee Schedule.}

^{(4) Certain products, benefits, features, and services may require registration, activation, and/or enrollment.}

^{(5) Insurance products are not insured by the FDIC or any federal agency and are not deposits or other obligations of, or guaranteed by, First Bank or any bank affiliate.}

^{(6) Standard message and data rates from your mobile service provider may apply.}

^{(7) The discount amount depends on the size of the Safe Deposit Box rented.}

^{(8) The Monthly Service Charge Fee may apply if the end-of-the-day account balance falls below $1,000 on any day of the statement cycle.}

^{(9) The Monthly Service Charge Fee may apply if the end-of-the-day account balance falls below $500 on any day of the statement cycle.}

^{(10) Please refer to Fee Schedule or speak with a CSR at any location for information regarding potential fees for early account closure.}

^{(11) Third-party or ATM owner/operator fees may apply.}

^{(12) Additional terms and conditions may apply.}

^{(13) AD & D insurance coverage is divided equally among joint account holders and reduces by 50% when the insured reaches age 70.}