Buying a home has never been easier
Our goal is to make the mortgage loan application process an easy and stress-free experience.
Please contact one of our Loan Officers to assist you by using our Branch Locator.
Typical Information Needed
- Applicant Name(s)
- Applicant(s) Estimated Gross Monthly Income
- Social Security Number(s)
- Loan Amount Sought
- Estimated Value of Property
- Property Address (contract not required)
In addition, you can help by providing the documents listed below. These are standard documentation needed to process the majority of mortgage loans; however, additional information might apply in your particular case, Being prepared and having this information collected will help us process your loan application in a timely manner. None of the below information however, is necessary to provide you with the initial disclosures mentioned above.
Additional Information Needed
- Copies of the most recent paystubs for borrower(s) that covers 30 days of earning,
- Copies of last two year’s personal Federal Tax Returns (with all schedules),
- Copies of last two year’s W-2s or 1099 Form for borrower(s),
- Copies of bank statements covering the most recent 60 days from each depository account (all pages),
- Copy of driver’s license of all borrowers,
- Purchase contract fully executed by all parties – once you receive it,
- Copy of earnest money check and proof funds have cleared,
- Homeowner’s Insurance information – agent’s name & phone number,
- Closing Attorney information – name & contact information
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Look over our Personal Banking page for the account options you have. Contact us with any questions you may have.